With August 2025 approaching, working professionals and businesses are eagerly reviewing the bank holiday calendar to plan leaves, manage transactions, and organise schedules. The Reserve Bank of India (RBI) has officially released the list of bank holidays for August 2025, stating that banks will remain closed for a total of 15 days, including weekly offs.

This article offers a detailed breakdown of the national and state-specific bank holidays, explains how these holidays affect banking operations, and provides insights into how to continue managing finances using online banking services during bank closures.

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Summary Table: Bank Holidays in August 2025

Why August Has 15 Bank Holidays in 2025

The month of August sees multiple regional and national holidays, including important festivals like Raksha Bandhan, Ganesh Chaturthi, and the countrywide Independence Day. In addition to these, routine closures on Sundays and second/fourth Saturdays add to the total count of 15 bank holidays in the month.

While many of these holidays are celebrated nationwide, others are observed only in select states, depending on cultural and religious significance.

Complete List of Bank Holidays in August 2025

Here is the comprehensive list of bank holidays in August 2025, sorted by date and occasion:

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Note: The above list includes both national and region-specific holidays. Always confirm with your local branch or regional office for exact closure dates.

How State-wise Bank Holidays Work

In India, not all festivals are celebrated nationwide. As a result, bank holidays differ across states depending on local customs, religious observances, and government-declared regional holidays.

Examples:

• Tendong Lho Rum Faat is unique to Sikkim and not observed elsewhere.
• Nuakhai, a harvest festival, is widely celebrated in parts of Odisha and Chhattisgarh, while other states remain unaffected.

The Reserve Bank of India publishes a region-wise holiday schedule through its regional offices and on its official website. Customers are advised to check local notifications to avoid unexpected closures.

Official Site for Reference:
https://rbi.org.in

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Understanding the Weekly Closure Pattern

In addition to festival-based holidays, all banks in India remain shut on:

• All Sundays: August 3, 10, 24, 31
• Second Saturday: August 9
• Fourth Saturday: August 23

This recurring schedule forms part of the standard RBI directive to ensure a uniform banking calendar across the country.

How Bank Holidays Affect Customers

While physical branches may be closed, most banking services remain largely unaffected for the average customer, thanks to advancements in digital banking.

Here’s what you can and cannot do on bank holidays:

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Unavailable on Bank Holidays

• Cash deposits and withdrawals at physical branches
• In-person services such as passbook printing, cheque clearing, or demand draft issuance

Available on Bank Holidays

• Online transfers (IMPS, NEFT, RTGS where applicable)
• ATM withdrawals
• Mobile banking
• Net banking
• UPI payments
• Bill payments and mobile recharges

Pro Tip: Plan cash transactions and branch visits around this holiday list to avoid last-minute challenges.

Can You Still Use Online Banking on Holidays?

Yes. Online and mobile banking services remain fully functional during bank holidays. You can carry out the following without interruption:

• Balance checks
• Fund transfers
• Credit card payments
• Loan EMI payments
• Fixed deposit transactions
• Utility bill payments

However, certain scheduled bank operations like cheque clearance or branch-specific account modifications will resume only on the next working day.

Why You Should Stay Updated

Keeping track of bank holidays helps you:

• Plan branch visits for important paperwork or cash-related transactions
• Avoid delays in cheque processing or RTGS payments
• Organise travel, business, and investments effectively
• Prevent last-minute payment failures due to bank closures

It’s a good practice to bookmark RBI’s official site or subscribe to email/SMS alerts from your bank to receive holiday-related updates.

Frequently Asked Questions (FAQs)

Q. How many bank holidays are there in August 2025?

A. There are 15 bank holidays in total, including Sundays and second/fourth Saturdays. The number may vary slightly by state.

Q. Are all banks closed on Raksha Bandhan?

A. No. Banks are closed for Raksha Bandhan only in select cities and states like Ahmedabad, Jaipur, Kanpur, and others. It’s not a national holiday.

Q. Will banks be open on August 15, 2025?

A. No. Independence Day is a national holiday, and all banks across the country will remain closed.

Q. Can I transfer money during bank holidays?

A. Yes. You can use UPI, mobile banking, and net banking to transfer money even when banks are closed.

Q. Where can I find the official holiday list?

A. Visit the RBI website at https://rbi.org.in for the most accurate and updated holiday schedule.

Conclusion

August 2025 comes with a diverse set of bank holidays, amounting to 15 days, including weekends and regional observances. Whether you’re a salaried professional planning your long weekends or a business owner needing to manage finances, knowing these dates helps you stay ahead.

Although branch banking will be limited, digital services remain unaffected, making it easy to manage your accounts anytime, anywhere. Use this guide to plan your financial activities and ensure a hassle-free banking experience throughout the month.

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